REJET et Retours SD (REJECT & RETURN)

Attention aux différences entre les conceptions EPC et CFONB, pour ces deux notions  capitales des mécanismes SDD.

EPC Rulebook : 

REJECT :
The Debtor Bank may reject a Collection PRIOR to Settlement, either for technical reasons or
because the Debtor Bank is unable to accept the Collection for other reasons, e.g. account
closed, Customer deceased, account does not accept direct debit, ...


RETURN :
The Debtor Bank may return a Collection AFTER Settlement up to five Inter-Bank Business
Days after the Settlement Date, either for technical reasons or because the Debtor Bank is
unable to accept the Collection for other reasons, e.g. account closed, Customer deceased,
account does not accept direct debit, ...

CFONB : Brochure "le prélèvement SEPA"
page 12/44 de la brochune
REJECT
Problème technique ne permettant pas de traiter le prélèvement SEPA.

RETURN
Opération à l'initiative de la banque du débiteur qui, de son fait, rejette le prélèvement SEPA (absence de provision, compte clôturé, …)